| College Car Insurance Basics: Tips for Saving Money and Staying
If you plan to have your car on campus, it's wise to compare auto insurance rates before you move, especially since rates have decreased significantly since last fall. Whether you are buying a new policy for the first time, or looking to save your parents money, comparison shopping online is easy and can save hundreds of dollars. "Teen and young adult drivers are the highest risk group for violations and accidents, so their rates will be expensive," said Sam Belden, VP at Insurance.com. "Insurance.com found that drivers ages 18-22 were paying an average rate of $150 a month for their own insurance. On average, young men pay about 10 percent more for auto insurance." Taking your car to school? Consider these tips: Purchase a parking permit Check your school's policy on parking and buy a permit if necessary.
Carseek.com Adds Comprehensive Insurance Section
California-based Carseek.com, in response to the need for accurate and affordable automotive insurance information online, has added a new section on Car Insurance to its already substantial web offerings. The new material covers all aspects of insuring vehicles from the least to the most expensive, with tips on comparing car insurance policies as well as offering advice to high risk drivers in need of coverage. “None of us can do without automotive insurance," said Wes Mayder, CEO and President of Carseek.com. “However, in the current economic climate, finding coverage that gets the job done without breaking an already strained budget is more important than ever. Our mission has always been to provide our readers with the information and tools they need to make good car choices.
Saving money as easy as reviewing auto insurance coverage
If you've lost a job or your income is reduced for another reason, it's good to review insurance coverage. A guiding principle should be to answer the question “How would a change in coverage affect my family's health and well-being?" Let's focus on auto insurance. Minnesota auto owners are required by the state to carry minimum limit liability insurance, no-fault insurance and Uninsured/Underinsured Motorist Protection. Other optional coverage includes collision, comprehensive, towing and rental reimbursement. If your car is not new, one way to reduce auto insurance premiums is to increase the deductible for comprehensive and collision. If the car's value is low, consider dropping collision and assume the potential of loss yourself. Minimize your premium by checking rates from several companies, raising your deductible, and insuring all family cars with one company.
Northern Capital Insurance Group ranks #1 on Inc. Magazine 28th
Florida-based Northern Capital Insurance Group is ranked number one in growth in the US. Northern Capital Insurance had $95 million in revenue in 2008 and an impressive three-year growth rate. Topping this year's list, Northern Capital Insurance has moved beyond its roots in homeowners insurance, and into auto and commercial lines. The Company is expanding its operations throughout the state of Florida. The Inc. 500 Rankings: .
Democracy Overload
For example, 60 percent of American citizens that don't have health insurance work for small businesses that can't afford to provide them with health insurance benefits. I'd let small businesses pool together their employees into an association health plan and buy a policy for their employees at rate comparable to what larger companies buy them at. This actually passed the House a couple of times but was filibustered by the same Senate Democrats who insist that they can pass a 1000 plus page “health care reform" bill in less time than it took our current president to pick out a dog for his kids. I'd also give consumers who buy their own health insurance policies the same tax benefits that employers get for buying health insurance for their employees. I'd let people buy health insurance across State lines the same way we can buy auto and life insurance from any company licensed in any State in the country.
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