| Health care never has been a right
Health insurance has never been a right and neither has auto insurance, homeowners insurance, liability insurance, or any other Insurance for that matter. The government should not get involved in that unless they do it as an employer. there are several ways that uninsured people can get medical coverage. Of the 49 million of uninsured, 12 million of them should go back to the country of their origin. A big percentage of the rest should stop going on expensive vacations, buying homes they can't afford, or spending money like it's on fire. People that are working poor need our help. The state, federal government, and your previous employer pay into unemployment Insurance. I think the state should add you to their health insurance carriers, have you pay the employee part and get coverage that way.
Eastern Insurance Holdings, Inc. Announces Second Quarter 2009 Results
"Our combined ratio for the three months ended June 30, 2009 in our workers' compensation insurance and group benefits insurance segments were 84.9 percent and 99.0 percent, respectively, and our consolidated combined ratio was 95.2 percent. Our favorable results were driven by solid growth in workers' compensation insurance direct written premiums, improved workers' compensation reinsurance terms, aggressive expense management initiatives and disciplined underwriting in an environment with high unemployment. Second quarter, year over year workers' compensation insurance direct written premium increased by 10.5 percent to $24.9 million as a result of solid premium renewal retention ratios, new business writings in the Southeast and the acquisition of Employers Security Insurance Company in September 2008.
Health reform fact check: Keeping your insurance
THE ALLEGATION: The bill will not force you out of your current insurance plan into a government-sponsored plan or force you to change doctors. WHAT THE BILL SAYS: Sec. 102, "Protecting the Choice to Keep Current Coverage," addresses "grandfathered" insurance coverage and current employment-based plans. Grandfathered coverage refers to an individual insurance plan that is in effect before the health reform regulations go into effect. For instance, if your plan year begins Jan. 1, and the rules go into effect May 1, your plan would be "grandfathered." However, if any of the terms of that plan change — including benefits coverage and cost-sharing — the plan would lose its "grandfathered" status. Most insurance plans update these terms annually. For an employment-based plan — a group health plan as defined by the Employee Retirement Income Security Act of 1974, which essentially includes most plans offered by large employers — the bill establishes a five-year grace period for that plan to meet the same benefit standards as "qualified" plans.
Payment into China's national gov't social security fund rises 19
Nie said, however, growth in payment for basic pension was at a three-year low in the first half, while that of basic medical insurance, work injury insurance and childbirth insurance all at afour-year low, as both firms and individuals felt the pinch of the economic slowdown. Nie attributed the "stable" performance of the fund to economic recovery and government efforts to alleviate corporate burdens. The Chinese economy rebounded to a growth of 7.1 percent in the first half, after tumbling to 6.1 percent in the first three months, as government stimulus spending helped shore up the economy. The Chinese government reduced corporate burdens by 12.5 billion yuan, excluding unemployment insurance, in tax burdens and others by the end of June, under a new policy announced at the endof last year in an effort to assist firms and help stabilize employment, according to Nie.
Health-Care Reform: A Better Plan
Just two: radical tort reform and radically severing the link between health insurance and employment. (1) Tort reform: As I wrote recently, our crazy system of casino malpractice suits results in massive and random settlements that raise everyone's insurance premiums and creates an epidemic of defensive medicine that does no medical good, yet costs a fortune. An authoritative Massachusetts Medical Society study found that five out of six doctors admitted they order tests, procedures and referrals -- amounting to about 25 percent of the total -- solely as protection from lawsuits. Defensive medicine, estimates the libertarian/conservative Pacific Research Institute, wastes more than $200 billion a year. Just half that sum could provide a $5,000 health insurance grant -- $20,000 for a family of four -- to the uninsured poor (U.S.
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