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Seeking to Boost Agency Business, Progressive Offers Web Site Help

Progressive Insurance wants to ramp up its agency business and plans to turn to a source of strength for its direct sales channel - the Internet - to help make that happen.

As Glenn M. Renwick, president and chief executive officer at Progressive, said in a conference call with investors on Aug. 12: "Regardless of how you choose to buy, we are all aware ... that the vast majority of people start their insurance shopping experience on the Internet."

That sentiment - and the fact that more than half of its independent agents don't have Web sites - has led the company to roll out an initiative to provide Progressive agents who don't have Web sites or are unhappy with their existing sites the opportunity to create or improve their online presence at a discounted price.


Geico Motorcycle Insurance - Insurance 101

We all take pride and joy in our motorcycles. Unlike our four wheeled vehicles, we tend to put more time, effort, devotion, and often money into the upkeep, and continual customization of our bikes. Therefore when it comes to insuring our bikes a lot of questions tend to arise, such as "what if I get in an accident," or worse "what if my bike is stolen, how will I get all that money back that I put into my bike?"

Well, the staff here at HOT BIKE had a lot of questions about insurance too, so we decided to hit up a couple of companies, GEICO and Progressive Insurance with some of the more common questions that tend to arise.

GEICO InsuranceHB: What kind of insurance do you offer for motorcycle riders?GEICO: We offer liability coverage for asset protection, medical payments coverage, and uninsured motorist coverages for potential medical bills, and comprehensive and collision to protect riders' bikes.


Right Wing Rhetoric on Health Care – A Page from Last Century's

It was purchased from private insurance companies. An estimated one-third of union workers contributed into something called a sick fund. Each worker would put in about a dime per week. If he got sick, co-workers would check on him to confirm, then he would receive half a weeks worth of wages for every week he was out.

At around 1910, unions, including the largest union, the International Ladies Garment Workers Union, and the Progressive Movement organized against hazards on the job. That movement grew to become the first campaign for government provided health coverage. The battle was fought in several Northeastern states. Doctors aligned with labor and the progressives' because they thought their income would rise above the paltry sum they received at the time.

Overseas, Europe had been experimenting with the idea of government run health care.


Title insurance demystified: do homeowners really need it?

I always recommend that buyers purchase an owner�s policy of title insurance. The problem is that most home buyers don�t know what title insurance is or what it covers, and only see it for the first time on the closing settlement statement. What Is Title Insurance? Title insurance is policy of indemnity protecting homeowners and lenders from financial loss in the event that certain problems develop regarding the rights to ownership of property. While closing attorneys check each title to real estate before a closing, there are often hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

There are two types of title insurance, lender�s and owner�s policies.


H1N1 expenses to be covered under insurance

According to The Economic Times, the insurance companies have assured that they will pay for the expensive swab tests as well. These tests costs almost Rs. 10,000 per patient. Narayan Shejawale, Divisional Manager for New India Assurance Company in Pune, said the money spent by a H1N1 patient will be entitled to reimbursement under the Mediclaim scheme. "The only pre-requisite is that the policy needs to be taken out at least 30 days prior to the patient's hospitalization," Shejawale added. The patient's admission to the hospital would be not be charged, although the insurance claim for the fee paid for the swab test will be settled retrospectively, within 30 days of filing the claim, Shejawale said. He also clarified that patients can prefer a claim, whether he is covered individually or under a group medical insurance plan.




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